Instrumenti Međunarodnog Platnog Prometa - Bankarske Garancije/ Instruments of Payment - Bank Guarantees
نویسندگان
چکیده
منابع مشابه
Standardizing Retail Payment Instruments
The business of payments and the provision of payment instruments have a rich history, which can be drawn upon in a discussion of standardization. In the middle-ages, for example, the mere existence of a wide variety of foreign and local coins led to a flourishing business of money exchange offices and cashiers in the Netherlands. Malpractices of some of these firms, mostly in the form of physi...
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Alternative payment instruments are studied in an economy with private information, delayed communication, and limited commitment. Attention is restricted to checks and bank drafts, which differ in resource cost and communication characteristics. Checks are less costly but settlement delays create a limited commitment constraint. We Þnd that drafts dominate at low wealths and checks at higher w...
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The economic history of technologies is largely a history of low-fixed-cost, high-marginal-cost technologies being replaced by newly invented, decreasing-average-cost (approximately, highfixed-cost and low-marginal-cost) technologies that come to be cost minimizing as demand for the product or service produced by the technology increases. The history of payment technology in the past century, a...
متن کاملE-Payment Strategies of Bank Card Innovations
This paper is concerned with the business strategy in managing payment innovations. Particularly, the study looks at the smart card electronic cash (e-cash) innovation in the financial service industry. The smart card e-cash has yet to overcome obstacles to its diffusion. Given the e-commerce opportunity, banks and non-banks compete to deploy smart card technology for Internet use. A review of ...
متن کاملThe Demand for Stored Value Payment Instruments
Due to their functionality, stored value purses based on smart card technology are prominent candidates for being the dominant medium of exchange for micropayments. However, the overall prospects of these payment systems are yet ambiguous, both from the perspective of practice and monetary theory, because their potential to substitute for cash is still largely unknown. As a contribution to the ...
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ژورنال
عنوان ژورنال: ECONOMICS
سال: 2015
ISSN: 2303-5013
DOI: 10.1515/eoik-2015-0020